Never be surprised by your cash position again.
Ebenezer pulls your daily bank balances, maps expected inflows and outflows from your AR and AP data, and delivers a rolling 13-week cash forecast with variance alerts to your CFO every morning.
TL;DR
Ebenezer monitors daily cash position and maintains a rolling 13-week cash flow forecast, alerting your team to projected shortfalls 4 to 6 weeks before they occur.
Last updated: 2026-03-12
Definition
Ebenezer's digital organism aggregates bank account balances daily, combines this with accounts receivable aging, scheduled payables, payroll obligations, and known committed expenses to build a rolling 13-week cash flow forecast. It alerts the CFO and controller when projected cash falls below defined thresholds and provides a drill-down view of the specific inflows and outflows driving the projection.
Industry context
Why this matters
82% of small business failures are attributed to cash flow problems according to US Bank research
Companies with 13-week rolling cash flow forecasts are 3x more likely to detect shortfalls before they become critical
Manual cash flow forecasting takes finance teams 4 to 6 hours per week to maintain accurately
The average SMB has visibility into only 30 to 45 days of forward cash flow without a formal forecasting process
Daily cash monitoring reduces the average cost of emergency credit line draws by eliminating last-minute borrowing
The problem
What teams deal with today
CFO has no real-time view of cash position across multiple accounts
Cash shortfalls are discovered too late to arrange financing at favorable terms
Time spent building and updating cash flow models in Excel
How it works
The Cash Flow Monitoring Automation workflow
Connects to bank accounts via read-only API or daily feed to capture actual balances
Pulls AR aging and payment probability from your invoicing or accounting system
Maps scheduled payables, payroll, and committed expenses to future dates
Builds a rolling 13-week projection updated every morning
Sends alerts when projected cash falls below your configured minimum threshold
Integrations
Works with your existing stack
The AI organism connects to the tools you already use, building context from every interaction.
Common questions about Cash Flow Monitoring Automation
How accurate is the 13-week cash flow forecast Ebenezer generates?
Forecast accuracy depends on the reliability of your underlying AR and AP data. For companies with consistent billing cycles and predictable payables, Ebenezer typically achieves 85% to 92% accuracy at the 4-week horizon. The system tracks forecast versus actual each week and surfaces systematic errors in your assumptions so you can improve the model over time. Accuracy at the 13-week horizon is lower by design; the value is directional awareness, not precision.
What types of cash outflows does Ebenezer include in the forecast?
Ebenezer includes AP invoices with due dates, recurring payments from your bank feed history, payroll runs from your payroll system, known tax payment dates, debt service schedules you configure manually, and subscription payments from connected cards. Expenses that are committed but not yet invoiced can be entered as manual forecast items. The more data sources you connect, the more comprehensive the forecast.
How does Ebenezer help when a cash shortfall is projected?
When a shortfall is projected, Ebenezer generates a report showing the specific dates, the gap amount, and the top contributing factors on both the inflow and outflow side. It also surfaces actions you can take: invoices that could be collected early, payables that could be deferred, or the amount and timing of a credit line draw needed. This gives your CFO a clear starting point for decision-making rather than just an alert.
Can Ebenezer monitor cash across multiple entities or bank accounts?
Yes. Ebenezer aggregates balances across all connected bank accounts and presents both consolidated and entity-level views. For businesses with multiple legal entities, you can set entity-level thresholds and see intercompany transfers in the cash position view. The consolidated forecast includes all entities and intercompany eliminations if you configure them.
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